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п»ї<h1> 5 ways to save money without even trying - www.trekmovers.com </h1>
<p> Saving large sums of money can often be a really difficult and time-consuming task. It's much easier to talk about saving $ 1, 000, $ 5, 000 or $ 10, 000 dollars than actually doing it. It may be easier to save money if you set small practical goals that you can achieve easily. Sipping a little money at a time can help you build a good nest of eggs. We all want to save money, and nobody would argue with you that saving money is a bad thing to do, but doing it is the part people hang on. Here are five easy ways to save money without thinking. </p> <p> 1. Save your bachelors. </p> <p> When you were little, they taught you to keep your change. Pennies, nickels, dimes, and quarts were stored in grocery stores. Now that you're older, you can save your singles. What are singles? Singles are just $ 1 bills. At the end of each day, take your one-dollar bills and save them. If you have $ 12 left after you get home from work, take the 2 bills of one dollar and put them in a jar. The $ 10 dollar bill comes back in your wallet or purse. You only keep the singles. Do this every day and once a month go to the bank and deposit the funds. It's an easy way to create a savings account without having a big financial hit. </p> <p> 2. Save your gas savings. </p> <p> The gas has been going up lately, but it's still cheaper than it was 2 summers ago. Remember when the gas was above $ 4.00? The average price of gas in the US UU It is less than $ 2.80 per gallon. Choose a fixed amount based on the average gas price in your area and when the price drops in your area, save the difference. Let's say that fuel prices are normally $ 3.00 per gallon in your area and you spend $ 45.00 to fill your tank. Let's suppose that the fuel prices go down to $ 2.50 and that it will only cost $ 37.50 to fill your tank. You should save the difference of $ 7.50. Use the extra money you are saving on gas and place those savings in a high-yield savings account. This is a quick way to save some cash. Test it. It works! </p> <p> 3. Pay yourself. </p> <p>? Pay someone in the past for your lawn and landscaping services? Did you get rid of your hairdresser or stylist and decided to start cutting your hair? Did you eliminate the services of your cable company or cell phone provider? It must be paid each time you delete a service that you used to pay. If you were previously paying $ 50 for lawn care; to put $ 50 in your bank account each time you cut the grass. If the total amount can not be paid, pay yourself at least half the amount. This gives you the habit of rewarding yourself when you make smart financial decisions. Do you prefer to have the money in your bank account or in the bank account of a company? </p> <p> 4. Use bank savings plans </p> <p> Take advantage of your bank's savings plans. Banks and credit unions often offer matching plans that will transfer money from your checking account to your savings. While I am not a supporter of commercial banks, there are some good savings plans. For example, Bank of America's "Keep The Change" program rounds purchases to the nearest dollar amount and transfers the difference to your checking account. The Bank of America matches 100% of the amount of transfers during the first three months, and then up to 5% every month thereafter. The maximum amount of funds is $ 250 per year. Wachovia has a similar program with its "Way2Save" plan. </p> <p> 5. Make saving automatic. </p> <p> You can simplify saving by automating the process. Schedule small automatic transfers directly into your savings account. You can sign up at your local financial institution so that part of your check is automatically deposited into your savings account. Some employers will even allow you to take money directly from your paycheck and deposit it into your savings for you. </p> <p> When it comes to personal finances and being successful in life, what works is to establish methods and processes that I can repeat again and again. Star athletes do not become that way in the morning. They may have the talent, but they still have to practice all the time. Malcolm Gladwell says that to be called an "expert", you must devote more than 10, 000 hours of practice. Do you want to be an expert in saving? Set up processes that help you save while you're not thinking about it. You will never lose money when you leave, but you will really enjoy it when you are there to spend in an emergency situation or when you have to pay cash for a large purchase. </p> <p> (Photo credit: Kevin) </p> p> <p> </p>



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